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Personal Savings Accounts decoration

Regular Savings

  • Minimum opening balance: $100.00
  • Interest paid quarterly
  • Statements quarterly
  • If balance falls below $100 at any time during the month, there is a $2.00 service fee monthly.
  • $5.00 Charge Per Excess Withdrawal After 10 Per Month.

MMS

  • Minimum opening balance: $2,500.00
  • Interest rate is higher than Regular Savings
  • Interest compounded monthly
  • Interest paid monthly
  • Monthly statements
  • $5.00 per excess withdrawal after ten (10) per month.
  • If balance falls below $2500 at any time during the month, a $8.00 service charge for the month will be collected.

Christmas Club

  • Maximum deposit of $2,500 per year
  • Checks issued first week of November
  • Penalty for early withdrawal
  • Dormant Fee: $10.00 per year if balance falls below $100.00